Firefighter Salary Reality — What You Actually Take Home

Firefighters respond to fires, medical emergencies, and other hazardous situations, often working 24-hour shifts with extended time off.

Data: 2026-Q2 · BLS · HUD · KFF
National Median Salary
$57,120
Source: BLS OEWS May 2025 · SOC 33-2011
Typical range: $40-60k
25th percentile
$42,000
Median
$57,120
75th percentile
$75,000
90th percentile
$92,000

Job outlook: Faster than average (4% growth 2024-2034)

Take-home reality

No-tax state (e.g. TX)
$3,995/mo
$47,934/yr
California (high tax)
$3,552/mo
$42,622/yr

A firefighter earning the national median of $57,120 takes home approximately $3,995/month in a no-tax state and $3,552/month in a high-tax state like California.

The salary reality

A firefighter earning the national median of $57,120 faces moderate housing pressure in high-cost cities, though overtime and shift schedules often supplement income significantly.

Where Firefighter Salary Goes Furthest

Columbus

1BR $1,194/mo

Indianapolis

1BR $1,267/mo

Kansas City

1BR $1,197/mo

Nashville

1BR $1,578/mo

Raleigh

1BR $1,596/mo

Where Firefighter Salary Is Most Stretched

San Francisco

1BR $2,977/mo

New York City

1BR $2,655/mo

Los Angeles

1BR $2,085/mo

Boston

1BR $2,476/mo

Seattle

1BR $2,146/mo

Housing context

At median salary, firefighters face housing pressure in major metros, though the 24-hour shift schedule allows many to work side jobs or businesses on off days.

Career context

Firefighter pay scales typically include automatic step increases by years of service, with many departments offering strong pension benefits.

Income Reality Score — Columbus (best for this career)

Housing Pressure
Low
Financial Flexibility
High
Savings Potential
Building
Lifestyle Outlook
Comfortable
Est. Monthly After Housing
approx $2,178/mo

Purchasing Power Reality

What a firefighter salary feels like in other cities

Your salary in Columbus feels like approximately $52,731 in Indianapolis — purchasing power increases by 5%
Your salary in Columbus feels like approximately $44,823 in Pittsburgh — purchasing power decreases by 10%
Your salary in Columbus feels like approximately $50,944 in Kansas City — purchasing power increases by 2%
FAQ

Firefighter Salary — FAQ

What is the average firefighter salary?

The national median is $57,120 per BLS OEWS May 2025, with significant variation by department and overtime opportunities.

What is the typical firefighter schedule?

Most firefighters work 24-hour shifts followed by multiple days off, which allows some to pursue side businesses or second jobs.

Run Salary Reality Check at $57,120 →

Salary data: BLS OEWS May 2025. This is a picture, not a verdict.

Income Reality Check is an educational tool, not financial advice. Your situation has more dimensions than any tool can capture.