Austin vs Tampa

Cost of living and salary reality, side by side. At $60-80k, $70,000 in Austin feels like approximately $76,005 in Tampa.

Data: 2026-Q2 · BLS · HUD · KFF

Your $60-80k in Austin feels like $76,005 in Tampa. Moving would increase your purchasing power by 9%.

Income
Housing

Austin

Tampa

Breathing Room
 
Housing Pressure
moderate
 
low
1BR Rent
$1,562/mo
 
$1,696/mo
State Tax
No income tax
 
No income tax
Take-Home /mo
$4,803
 
$4,803
Remote Work Fit
Austin is frequently explored by remote workers leaving coastal metros. The no-state-income-tax advantage is meaningful, though housing costs have risen toward moderate pressure levels.
 
Tampa is a strong remote work market with no state income tax, improving cultural amenities, and Gulf Coast access.
Walk Score
42
 
50
Comfortable
$60-80k · Austin vs Tampa
Income Reality Check

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Curious what a raise — or a different path — would change?

THEN — $60-80k
NOW — $60-80k
~$4,803/mo take-home

At $60-80k in Austin, your picture shifts from comfortable toward comfortable.

No city is objectively better. Austin and Tampa each fit different priorities — the right one depends on what you're building toward.

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Austin profile Tampa profile Run Reality Check →
FAQ

Austin vs Tampa — FAQ

Is it cheaper to live in Austin or Tampa?

HUD FY2026 1BR Fair Market Rent is $1,562/mo in Austin and $1,696/mo in Tampa. Austin has lower median housing costs. Source: HUD FY2026 FMR.

How much do I need to earn in Tampa to match Austin?

At a $60-80k income, $70,000 in Austin feels like approximately $76,005 in Tampa — a gain of about 9% in purchasing power.

What is the state tax difference between Austin and Tampa?

Austin is in TX (no state income tax) and Tampa is in FL (no state income tax). Source: Tax Foundation 2025.

Which city has more breathing room?

Breathing room depends on your income and housing situation. Use the interactive comparison above to see how each city's picture changes across income bands.

Income Reality Check is an educational tool, not financial advice. Your situation has more dimensions than any tool can capture.