Baltimore vs San Antonio

Cost of living and salary reality, side by side. At $60-80k, $70,000 in Baltimore feels like approximately $50,220 in San Antonio.

Data: 2026-Q2 · BLS · HUD · KFF

Your $60-80k in Baltimore feels like $50,220 in San Antonio. Moving would decrease your purchasing power by 28%.

Income
Housing

Baltimore

San Antonio

Breathing Room
 
Housing Pressure
moderate
 
low
1BR Rent
$1,511/mo
 
$1,177/mo
State Tax
MD tax applies
 
No income tax
Take-Home /mo
$4,423
 
$4,803
Remote Work Fit
Baltimore draws remote workers seeking East Coast access at lower cost than DC, Philadelphia, or Boston. The MARC train to DC also makes it viable for hybrid DC-based workers.
 
San Antonio is one of the strongest value remote work markets — low housing costs, no state income tax, and Texas Hill Country proximity.
Walk Score
64
 
37
Comfortable
$60-80k · Baltimore vs San Antonio
Income Reality Check

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Curious what a raise — or a different path — would change?

THEN — $60-80k
NOW — $60-80k
~$4,423/mo take-home

At $60-80k in Baltimore, your picture shifts from comfortable toward comfortable.

No city is objectively better. Baltimore and San Antonio each fit different priorities — the right one depends on what you're building toward.

Related comparisons

Baltimore vs Washington, DCBaltimore vs PhiladelphiaBaltimore vs Pittsburgh
Baltimore profile San Antonio profile Run Reality Check →
FAQ

Baltimore vs San Antonio — FAQ

Is it cheaper to live in Baltimore or San Antonio?

HUD FY2026 1BR Fair Market Rent is $1,511/mo in Baltimore and $1,177/mo in San Antonio. San Antonio has lower median housing costs. Source: HUD FY2026 FMR.

How much do I need to earn in San Antonio to match Baltimore?

At a $60-80k income, $70,000 in Baltimore feels like approximately $50,220 in San Antonio — a reduction of about 28% in purchasing power.

What is the state tax difference between Baltimore and San Antonio?

Baltimore is in MD (MD levies income tax) and San Antonio is in TX (no state income tax). Source: Tax Foundation 2025.

Which city has more breathing room?

Breathing room depends on your income and housing situation. Use the interactive comparison above to see how each city's picture changes across income bands.

Income Reality Check is an educational tool, not financial advice. Your situation has more dimensions than any tool can capture.