Baltimore vs St. Louis

Cost of living and salary reality, side by side. At $60-80k, $70,000 in Baltimore feels like approximately $45,084 in St. Louis.

Data: 2026-Q2 · BLS · HUD · KFF

Your $60-80k in Baltimore feels like $45,084 in St. Louis. Moving would decrease your purchasing power by 36%.

Income
Housing

Baltimore

St. Louis

Breathing Room
 
Housing Pressure
moderate
 
low
1BR Rent
$1,511/mo
 
$995/mo
State Tax
MD tax applies
 
MO tax applies
Take-Home /mo
$4,423
 
$4,523
Remote Work Fit
Baltimore draws remote workers seeking East Coast access at lower cost than DC, Philadelphia, or Boston. The MARC train to DC also makes it viable for hybrid DC-based workers.
 
St. Louis represents one of the strongest value propositions among major metros — the lowest housing costs of the 35 metros, free museum access in Forest Park, and a revitalizing arts and restaurant scene.
Walk Score
64
 
66
Comfortable
$60-80k · Baltimore vs St. Louis
Income Reality Check

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Curious what a raise — or a different path — would change?

THEN — $60-80k
NOW — $60-80k
~$4,423/mo take-home

At $60-80k in Baltimore, your picture shifts from comfortable toward comfortable.

No city is objectively better. Baltimore and St. Louis each fit different priorities — the right one depends on what you're building toward.

Related comparisons

Baltimore vs Washington, DCBaltimore vs PhiladelphiaBaltimore vs Pittsburgh
Baltimore profile St. Louis profile Run Reality Check →
FAQ

Baltimore vs St. Louis — FAQ

Is it cheaper to live in Baltimore or St. Louis?

HUD FY2026 1BR Fair Market Rent is $1,511/mo in Baltimore and $995/mo in St. Louis. St. Louis has lower median housing costs. Source: HUD FY2026 FMR.

How much do I need to earn in St. Louis to match Baltimore?

At a $60-80k income, $70,000 in Baltimore feels like approximately $45,084 in St. Louis — a reduction of about 36% in purchasing power.

What is the state tax difference between Baltimore and St. Louis?

Baltimore is in MD (MD levies income tax) and St. Louis is in MO (MO levies income tax). Source: Tax Foundation 2025.

Which city has more breathing room?

Breathing room depends on your income and housing situation. Use the interactive comparison above to see how each city's picture changes across income bands.

Income Reality Check is an educational tool, not financial advice. Your situation has more dimensions than any tool can capture.