Chicago vs Denver

Cost of living and salary reality, side by side. At $60-80k, $70,000 in Chicago feels like approximately $77,161 in Denver.

Data: 2026-Q2 · BLS · HUD · KFF

Your $60-80k in Chicago feels like $77,161 in Denver. Moving would increase your purchasing power by 10%.

Income
Housing

Chicago

Denver

Breathing Room
 
Housing Pressure
low
 
moderate
1BR Rent
$1,581/mo
 
$1,754/mo
State Tax
IL tax applies
 
CO tax applies
Take-Home /mo
$4,514
 
$4,546
Remote Work Fit
Chicago is a strong remote work city for those who value urban density, transit, and cultural richness at costs substantially below coastal peers.
 
Denver is a premier remote work destination — mountain access, 300 days of sunshine, strong tech community, and housing costs well below Bay Area or Seattle comparables. The trade-off is that costs have risen meaningfully from the 'hidden gem' era of 2010–2016.
Walk Score
77
 
61
Comfortable
$60-80k · Chicago vs Denver
Income Reality Check

Your details stay on your device. Sharing generates an image only.

Curious what a raise — or a different path — would change?

THEN — $60-80k
NOW — $60-80k
~$4,514/mo take-home

At $60-80k in Chicago, your picture shifts from comfortable toward comfortable.

No city is objectively better. Chicago and Denver each fit different priorities — the right one depends on what you're building toward.

Related comparisons

Chicago vs MinneapolisChicago vs DetroitChicago vs St. Louis
Chicago profile Denver profile Run Reality Check →
FAQ

Chicago vs Denver — FAQ

Is it cheaper to live in Chicago or Denver?

HUD FY2026 1BR Fair Market Rent is $1,581/mo in Chicago and $1,754/mo in Denver. Chicago has lower median housing costs. Source: HUD FY2026 FMR.

How much do I need to earn in Denver to match Chicago?

At a $60-80k income, $70,000 in Chicago feels like approximately $77,161 in Denver — a gain of about 10% in purchasing power.

What is the state tax difference between Chicago and Denver?

Chicago is in IL (IL levies income tax) and Denver is in CO (CO levies income tax). Source: Tax Foundation 2025.

Which city has more breathing room?

Breathing room depends on your income and housing situation. Use the interactive comparison above to see how each city's picture changes across income bands.

Income Reality Check is an educational tool, not financial advice. Your situation has more dimensions than any tool can capture.