Chicago vs Jacksonville

Cost of living and salary reality, side by side. At $60-80k, $70,000 in Chicago feels like approximately $57,546 in Jacksonville.

Data: 2026-Q2 · BLS · HUD · KFF

Your $60-80k in Chicago feels like $57,546 in Jacksonville. Moving would decrease your purchasing power by 18%.

Income
Housing

Chicago

Jacksonville

Breathing Room
 
Housing Pressure
low
 
low
1BR Rent
$1,581/mo
 
$1,382/mo
State Tax
IL tax applies
 
No income tax
Take-Home /mo
$4,514
 
$4,803
Remote Work Fit
Chicago is a strong remote work city for those who value urban density, transit, and cultural richness at costs substantially below coastal peers.
 
Jacksonville offers one of the stronger value propositions for remote workers in Florida — beach proximity, no state income tax, and low housing costs relative to Miami and Tampa.
Walk Score
77
 
26
Comfortable
$60-80k · Chicago vs Jacksonville
Income Reality Check

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Curious what a raise — or a different path — would change?

THEN — $60-80k
NOW — $60-80k
~$4,514/mo take-home

At $60-80k in Chicago, your picture shifts from comfortable toward comfortable.

No city is objectively better. Chicago and Jacksonville each fit different priorities — the right one depends on what you're building toward.

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Chicago profile Jacksonville profile Run Reality Check →
FAQ

Chicago vs Jacksonville — FAQ

Is it cheaper to live in Chicago or Jacksonville?

HUD FY2026 1BR Fair Market Rent is $1,581/mo in Chicago and $1,382/mo in Jacksonville. Jacksonville has lower median housing costs. Source: HUD FY2026 FMR.

How much do I need to earn in Jacksonville to match Chicago?

At a $60-80k income, $70,000 in Chicago feels like approximately $57,546 in Jacksonville — a reduction of about 18% in purchasing power.

What is the state tax difference between Chicago and Jacksonville?

Chicago is in IL (IL levies income tax) and Jacksonville is in FL (no state income tax). Source: Tax Foundation 2025.

Which city has more breathing room?

Breathing room depends on your income and housing situation. Use the interactive comparison above to see how each city's picture changes across income bands.

Income Reality Check is an educational tool, not financial advice. Your situation has more dimensions than any tool can capture.