Chicago vs Raleigh

Cost of living and salary reality, side by side. At $60-80k, $70,000 in Chicago feels like approximately $70,031 in Raleigh.

Data: 2026-Q2 · BLS · HUD · KFF

Your $60-80k in Chicago feels like $70,031 in Raleigh. Moving would increase your purchasing power by 0%.

Income
Housing

Chicago

Raleigh

Breathing Room
 
Housing Pressure
low
 
low
1BR Rent
$1,581/mo
 
$1,596/mo
State Tax
IL tax applies
 
NC tax applies
Take-Home /mo
$4,514
 
$4,555
Remote Work Fit
Chicago is a strong remote work city for those who value urban density, transit, and cultural richness at costs substantially below coastal peers.
 
Raleigh is a top-ranked remote work destination combining research-economy wages, university-town culture, and housing costs well below major coastal tech markets.
Walk Score
77
 
31
Comfortable
$60-80k · Chicago vs Raleigh
Income Reality Check

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Curious what a raise — or a different path — would change?

THEN — $60-80k
NOW — $60-80k
~$4,514/mo take-home

At $60-80k in Chicago, your picture shifts from comfortable toward comfortable.

No city is objectively better. Chicago and Raleigh each fit different priorities — the right one depends on what you're building toward.

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FAQ

Chicago vs Raleigh — FAQ

Is it cheaper to live in Chicago or Raleigh?

HUD FY2026 1BR Fair Market Rent is $1,581/mo in Chicago and $1,596/mo in Raleigh. Chicago has lower median housing costs. Source: HUD FY2026 FMR.

How much do I need to earn in Raleigh to match Chicago?

At a $60-80k income, $70,000 in Chicago feels like approximately $70,031 in Raleigh — a gain of about 0% in purchasing power.

What is the state tax difference between Chicago and Raleigh?

Chicago is in IL (IL levies income tax) and Raleigh is in NC (NC levies income tax). Source: Tax Foundation 2025.

Which city has more breathing room?

Breathing room depends on your income and housing situation. Use the interactive comparison above to see how each city's picture changes across income bands.

Income Reality Check is an educational tool, not financial advice. Your situation has more dimensions than any tool can capture.