Chicago vs Salt Lake City

Cost of living and salary reality, side by side. At $60-80k, $70,000 in Chicago feels like approximately $64,217 in Salt Lake City.

Data: 2026-Q2 · BLS · HUD · KFF

Your $60-80k in Chicago feels like $64,217 in Salt Lake City. Moving would decrease your purchasing power by 8%.

Income
Housing

Chicago

Salt Lake City

Breathing Room
 
Housing Pressure
low
 
moderate
1BR Rent
$1,581/mo
 
$1,456/mo
State Tax
IL tax applies
 
UT tax applies
Take-Home /mo
$4,514
 
$4,531
Remote Work Fit
Chicago is a strong remote work city for those who value urban density, transit, and cultural richness at costs substantially below coastal peers.
 
Salt Lake City is a strong remote work market for outdoor-focused workers. Silicon Slopes' tech community provides strong networking even for remote roles. The ski season benefit is unmatched among major metros.
Walk Score
77
 
59
Comfortable
$60-80k · Chicago vs Salt Lake City
Income Reality Check

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Curious what a raise — or a different path — would change?

THEN — $60-80k
NOW — $60-80k
~$4,514/mo take-home

At $60-80k in Chicago, your picture shifts from comfortable toward comfortable.

No city is objectively better. Chicago and Salt Lake City each fit different priorities — the right one depends on what you're building toward.

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FAQ

Chicago vs Salt Lake City — FAQ

Is it cheaper to live in Chicago or Salt Lake City?

HUD FY2026 1BR Fair Market Rent is $1,581/mo in Chicago and $1,456/mo in Salt Lake City. Salt Lake City has lower median housing costs. Source: HUD FY2026 FMR.

How much do I need to earn in Salt Lake City to match Chicago?

At a $60-80k income, $70,000 in Chicago feels like approximately $64,217 in Salt Lake City — a reduction of about 8% in purchasing power.

What is the state tax difference between Chicago and Salt Lake City?

Chicago is in IL (IL levies income tax) and Salt Lake City is in UT (UT levies income tax). Source: Tax Foundation 2025.

Which city has more breathing room?

Breathing room depends on your income and housing situation. Use the interactive comparison above to see how each city's picture changes across income bands.

Income Reality Check is an educational tool, not financial advice. Your situation has more dimensions than any tool can capture.