Chicago vs Seattle

Cost of living and salary reality, side by side. At $60-80k, $70,000 in Chicago feels like approximately $89,359 in Seattle.

Data: 2026-Q2 · BLS · HUD · KFF

Your $60-80k in Chicago feels like $89,359 in Seattle. Moving would increase your purchasing power by 28%.

Income
Housing

Chicago

Seattle

Breathing Room
 
Housing Pressure
low
 
moderate
1BR Rent
$1,581/mo
 
$2,146/mo
State Tax
IL tax applies
 
No income tax
Take-Home /mo
$4,514
 
$4,803
Remote Work Fit
Chicago is a strong remote work city for those who value urban density, transit, and cultural richness at costs substantially below coastal peers.
 
Seattle is one of the strongest remote work markets in the country. No state income tax, high remote-role wages, and outdoor quality of life make it a high-demand destination.
Walk Score
77
 
74
Comfortable
$60-80k · Chicago vs Seattle
Income Reality Check

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Curious what a raise — or a different path — would change?

THEN — $60-80k
NOW — $60-80k
~$4,514/mo take-home

At $60-80k in Chicago, your picture shifts from comfortable toward comfortable.

No city is objectively better. Chicago and Seattle each fit different priorities — the right one depends on what you're building toward.

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FAQ

Chicago vs Seattle — FAQ

Is it cheaper to live in Chicago or Seattle?

HUD FY2026 1BR Fair Market Rent is $1,581/mo in Chicago and $2,146/mo in Seattle. Chicago has lower median housing costs. Source: HUD FY2026 FMR.

How much do I need to earn in Seattle to match Chicago?

At a $60-80k income, $70,000 in Chicago feels like approximately $89,359 in Seattle — a gain of about 28% in purchasing power.

What is the state tax difference between Chicago and Seattle?

Chicago is in IL (IL levies income tax) and Seattle is in WA (no state income tax). Source: Tax Foundation 2025.

Which city has more breathing room?

Breathing room depends on your income and housing situation. Use the interactive comparison above to see how each city's picture changes across income bands.

Income Reality Check is an educational tool, not financial advice. Your situation has more dimensions than any tool can capture.