Houston vs Jacksonville

Cost of living and salary reality, side by side. At $60-80k, $70,000 in Houston feels like approximately $73,122 in Jacksonville.

Data: 2026-Q2 · BLS · HUD · KFF

Your $60-80k in Houston feels like $73,122 in Jacksonville. Moving would increase your purchasing power by 4%.

Income
Housing

Houston

Jacksonville

Breathing Room
 
Housing Pressure
low
 
low
1BR Rent
$1,323/mo
 
$1,382/mo
State Tax
No income tax
 
No income tax
Take-Home /mo
$4,803
 
$4,803
Remote Work Fit
Houston's low housing costs and no state income tax make it attractive for remote workers. The trade-offs include car dependence and a subtropical climate.
 
Jacksonville offers one of the stronger value propositions for remote workers in Florida — beach proximity, no state income tax, and low housing costs relative to Miami and Tampa.
Walk Score
47
 
26
Spacious
$60-80k · Houston vs Jacksonville
Income Reality Check

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Curious what a raise — or a different path — would change?

THEN — $60-80k
NOW — $60-80k
~$4,803/mo take-home

At $60-80k in Houston, your picture shifts from spacious toward spacious.

No city is objectively better. Houston and Jacksonville each fit different priorities — the right one depends on what you're building toward.

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FAQ

Houston vs Jacksonville — FAQ

Is it cheaper to live in Houston or Jacksonville?

HUD FY2026 1BR Fair Market Rent is $1,323/mo in Houston and $1,382/mo in Jacksonville. Houston has lower median housing costs. Source: HUD FY2026 FMR.

How much do I need to earn in Jacksonville to match Houston?

At a $60-80k income, $70,000 in Houston feels like approximately $73,122 in Jacksonville — a gain of about 4% in purchasing power.

What is the state tax difference between Houston and Jacksonville?

Houston is in TX (no state income tax) and Jacksonville is in FL (no state income tax). Source: Tax Foundation 2025.

Which city has more breathing room?

Breathing room depends on your income and housing situation. Use the interactive comparison above to see how each city's picture changes across income bands.

Income Reality Check is an educational tool, not financial advice. Your situation has more dimensions than any tool can capture.