Houston vs St. Louis

Cost of living and salary reality, side by side. At $60-80k, $70,000 in Houston feels like approximately $55,906 in St. Louis.

Data: 2026-Q2 · BLS · HUD · KFF

Your $60-80k in Houston feels like $55,906 in St. Louis. Moving would decrease your purchasing power by 20%.

Income
Housing

Houston

St. Louis

Breathing Room
 
Housing Pressure
low
 
low
1BR Rent
$1,323/mo
 
$995/mo
State Tax
No income tax
 
MO tax applies
Take-Home /mo
$4,803
 
$4,523
Remote Work Fit
Houston's low housing costs and no state income tax make it attractive for remote workers. The trade-offs include car dependence and a subtropical climate.
 
St. Louis represents one of the strongest value propositions among major metros — the lowest housing costs of the 35 metros, free museum access in Forest Park, and a revitalizing arts and restaurant scene.
Walk Score
47
 
66
Spacious
$60-80k · Houston vs St. Louis
Income Reality Check

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Curious what a raise — or a different path — would change?

THEN — $60-80k
NOW — $60-80k
~$4,803/mo take-home

At $60-80k in Houston, your picture shifts from spacious toward spacious.

No city is objectively better. Houston and St. Louis each fit different priorities — the right one depends on what you're building toward.

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Houston profile St. Louis profile Run Reality Check →
FAQ

Houston vs St. Louis — FAQ

Is it cheaper to live in Houston or St. Louis?

HUD FY2026 1BR Fair Market Rent is $1,323/mo in Houston and $995/mo in St. Louis. St. Louis has lower median housing costs. Source: HUD FY2026 FMR.

How much do I need to earn in St. Louis to match Houston?

At a $60-80k income, $70,000 in Houston feels like approximately $55,906 in St. Louis — a reduction of about 20% in purchasing power.

What is the state tax difference between Houston and St. Louis?

Houston is in TX (no state income tax) and St. Louis is in MO (MO levies income tax). Source: Tax Foundation 2025.

Which city has more breathing room?

Breathing room depends on your income and housing situation. Use the interactive comparison above to see how each city's picture changes across income bands.

Income Reality Check is an educational tool, not financial advice. Your situation has more dimensions than any tool can capture.