Jacksonville vs Tampa

Cost of living and salary reality, side by side. At $60-80k, $70,000 in Jacksonville feels like approximately $85,904 in Tampa.

Data: 2026-Q2 · BLS · HUD · KFF

Your $60-80k in Jacksonville feels like $85,904 in Tampa. Moving would increase your purchasing power by 23%.

Income
Housing

Jacksonville

Tampa

Breathing Room
 
Housing Pressure
low
 
low
1BR Rent
$1,382/mo
 
$1,696/mo
State Tax
No income tax
 
No income tax
Take-Home /mo
$4,803
 
$4,803
Remote Work Fit
Jacksonville offers one of the stronger value propositions for remote workers in Florida — beach proximity, no state income tax, and low housing costs relative to Miami and Tampa.
 
Tampa is a strong remote work market with no state income tax, improving cultural amenities, and Gulf Coast access.
Walk Score
26
 
50
Spacious
$60-80k · Jacksonville vs Tampa
Income Reality Check

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Curious what a raise — or a different path — would change?

THEN — $60-80k
NOW — $60-80k
~$4,803/mo take-home

At $60-80k in Jacksonville, your picture shifts from spacious toward spacious.

No city is objectively better. Jacksonville and Tampa each fit different priorities — the right one depends on what you're building toward.

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FAQ

Jacksonville vs Tampa — FAQ

Is it cheaper to live in Jacksonville or Tampa?

HUD FY2026 1BR Fair Market Rent is $1,382/mo in Jacksonville and $1,696/mo in Tampa. Jacksonville has lower median housing costs. Source: HUD FY2026 FMR.

How much do I need to earn in Tampa to match Jacksonville?

At a $60-80k income, $70,000 in Jacksonville feels like approximately $85,904 in Tampa — a gain of about 23% in purchasing power.

What is the state tax difference between Jacksonville and Tampa?

Jacksonville is in FL (no state income tax) and Tampa is in FL (no state income tax). Source: Tax Foundation 2025.

Which city has more breathing room?

Breathing room depends on your income and housing situation. Use the interactive comparison above to see how each city's picture changes across income bands.

Income Reality Check is an educational tool, not financial advice. Your situation has more dimensions than any tool can capture.