Kansas City vs St. Louis

Cost of living and salary reality, side by side. At $60-80k, $70,000 in Kansas City feels like approximately $58,187 in St. Louis.

Data: 2026-Q2 · BLS · HUD · KFF

Your $60-80k in Kansas City feels like $58,187 in St. Louis. Moving would decrease your purchasing power by 17%.

Income
Housing

Kansas City

St. Louis

Breathing Room
 
Housing Pressure
low
 
low
1BR Rent
$1,197/mo
 
$995/mo
State Tax
MO tax applies
 
MO tax applies
Take-Home /mo
$4,523
 
$4,523
Remote Work Fit
Kansas City is one of the country's most accessible major metros for remote workers seeking low housing costs and genuine quality of life.
 
St. Louis represents one of the strongest value propositions among major metros — the lowest housing costs of the 35 metros, free museum access in Forest Park, and a revitalizing arts and restaurant scene.
Walk Score
35
 
66
Spacious
$60-80k · Kansas City vs St. Louis
Income Reality Check

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Curious what a raise — or a different path — would change?

THEN — $60-80k
NOW — $60-80k
~$4,523/mo take-home

At $60-80k in Kansas City, your picture shifts from spacious toward spacious.

No city is objectively better. Kansas City and St. Louis each fit different priorities — the right one depends on what you're building toward.

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FAQ

Kansas City vs St. Louis — FAQ

Is it cheaper to live in Kansas City or St. Louis?

HUD FY2026 1BR Fair Market Rent is $1,197/mo in Kansas City and $995/mo in St. Louis. St. Louis has lower median housing costs. Source: HUD FY2026 FMR.

How much do I need to earn in St. Louis to match Kansas City?

At a $60-80k income, $70,000 in Kansas City feels like approximately $58,187 in St. Louis — a reduction of about 17% in purchasing power.

What is the state tax difference between Kansas City and St. Louis?

Kansas City is in MO (MO levies income tax) and St. Louis is in MO (MO levies income tax). Source: Tax Foundation 2025.

Which city has more breathing room?

Breathing room depends on your income and housing situation. Use the interactive comparison above to see how each city's picture changes across income bands.

Income Reality Check is an educational tool, not financial advice. Your situation has more dimensions than any tool can capture.