Miami vs St. Louis
Cost of living and salary reality, side by side. At $60-80k, $70,000 in Miami feels like approximately $37,075 in St. Louis.
Data: 2026-Q2 · BLS · HUD · KFFYour $60-80k in Miami feels like $37,075 in St. Louis. Moving would decrease your purchasing power by 47%.
Miami
St. Louis
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Curious what a raise — or a different path — would change?
At $60-80k in Miami, your picture shifts from getting-by toward getting-by.
No city is objectively better. Miami and St. Louis each fit different priorities — the right one depends on what you're building toward.
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Miami vs St. Louis — FAQ
Is it cheaper to live in Miami or St. Louis?
HUD FY2026 1BR Fair Market Rent is $1,995/mo in Miami and $995/mo in St. Louis. St. Louis has lower median housing costs. Source: HUD FY2026 FMR.
How much do I need to earn in St. Louis to match Miami?
At a $60-80k income, $70,000 in Miami feels like approximately $37,075 in St. Louis — a reduction of about 47% in purchasing power.
What is the state tax difference between Miami and St. Louis?
Miami is in FL (no state income tax) and St. Louis is in MO (MO levies income tax). Source: Tax Foundation 2025.
Which city has more breathing room?
Breathing room depends on your income and housing situation. Use the interactive comparison above to see how each city's picture changes across income bands.