Cost of Living in New Hampshire — Housing, Taxes & Everyday Expenses

No income tax, New England quality of life, no sales tax

Data: 2026-Q2 · BLS · HUD · KFF

Overview

New Hampshire has no income tax on wages and no sales tax — two rare advantages combined. It is a popular choice for commuters to Boston and remote workers who want New England quality of life.

Housing costs

Median 1BR rent in Manchester is approximately $1,500-$1,700. Southern NH near Boston is $1,700-$2,000.

Tax reality

New Hampshire has no income tax on wages. Interest and dividend tax was phased out by 2025.

New Hampshire has no state income tax — a meaningful boost to take-home pay versus high-tax states.

Everyday expenses

At a cost of living index of 113, New Hampshire is about 13% more expensive than the national average of 100. New Hampshire's combination of no income tax and no sales tax is a rare double advantage, partially offset by higher housing costs near Boston.

Salary reality in New Hampshire

$40-60k ~$3,518/mo take-home
$60-80k ~$4,803/mo take-home
$80-100k ~$5,975/mo take-home
FAQ

Cost of Living in New Hampshire — FAQ

Does New Hampshire have an income tax?

No. New Hampshire has no income tax on wages. The interest and dividend tax was fully phased out by 2025.

Does New Hampshire have a sales tax?

No. New Hampshire also has no sales tax, making it one of only a few states with neither income nor sales tax.

Related

Full New Hampshire Income Reality → Cheapest States All Cost of Living Guides

Income Reality Check is an educational tool, not financial advice. Your situation has more dimensions than any tool can capture.