Cost of Living in Ohio — Housing, Taxes & Everyday Expenses
Very affordable, low tax, multiple growing metros
Data: 2026-Q2 · BLS · HUD · KFFOverview
Ohio offers very affordable living with multiple growing metros including Columbus, Cleveland, and Cincinnati. Columbus in particular has emerged as a major tech and healthcare hub.
Housing costs
Median 1BR rent in Columbus is approximately $1,100. Cleveland and Cincinnati are slightly less at $950-$1,050.
1BR FMR across major Ohio cities: $1,194 – $1,194/mo (HUD FY2026)
Tax reality
3.5% top rate 2025 on income >$26,050 (Tax Foundation 2025)
Everyday expenses
At a cost of living index of 89, Ohio is about 11% cheaper than the national average of 100. Ohio's very low income tax and affordable housing make it one of the highest purchasing-power states for middle earners.
City comparison
Salary reality in Ohio
Cost of Living in Ohio — FAQ
What is Ohio's income tax rate?
Ohio has a top income tax rate of 3.99% on income over $100,000. Income under $26,050 is exempt.
Is Ohio affordable?
Yes. Ohio has a cost of living index of 89, about 11% below the national average.