Top 3 States

Best States for Savers

Low cost of living plus no or low income tax.

Data: 2026-Q2 · BLS · HUD · KFF
1
Tennessee · TN
Saver score No tax · COL 90
2
Texas · TX
Saver score No tax · COL 93
3
Mississippi · MS
Saver score COL 83

Rankings derived from Census ACS 2024, Tax Foundation 2025, and C2ER Cost of Living Index.

FAQ

Best States for Savers — FAQ

How are these rankings calculated?

Best States for Savers is ranked by saver score, computed at build time directly from verified public data. Rankings derived from Census ACS 2024, Tax Foundation 2025, and C2ER Cost of Living Index. Only the top 3 are shown here.

Why does this only show 3 states?

Top Rankings highlights the top 3 in each category. The underlying ranking is computed the same way for every tracked location; this page focuses on the leaders.

Income Reality Check is an educational tool, not financial advice. Your situation has more dimensions than any tool can capture.