Income Reality in North Dakota — Taxes, Housing & Salary

Very low flat tax, energy wealth, affordable

Data: 2026-Q2 · BLS · HUD · KFF

Cost of Living Index

98

Median Household Income

$77,871

State Income Tax

2.50% top rate

Median Rent

$1,200/mo

Income tax overview

North Dakota has a flat income tax rate of 2.5% as of 2023 — one of the lowest in the nation.

Median 1BR rent in Fargo is approximately $950-$1,100. Bismarck is similar.

At an index of 98, North Dakota is about 2% cheaper than the national average of 100.

North Dakota has a very low flat income tax of 2.5% and benefits from oil and gas wealth. Fargo and Bismarck are stable, affordable cities.

$40-60k

Comfortable in Fargo and Bismarck. Low tax is a real advantage.

$60-80k

Strong purchasing power. 2.5% flat tax significantly boosts take-home.

$80-100k

Excellent flexibility. North Dakota's low costs and tax burden allow strong savings.

FAQ

What is North Dakota's income tax rate?

North Dakota has a flat income tax rate of 2.5% as of 2023, one of the lowest in the nation.

Is North Dakota affordable?

Yes. North Dakota has a cost of living index of 98, near the national average with affordable housing.

Cost of Living Index from C2ER. This is a picture, not a verdict.

Income Reality Check is an educational tool, not financial advice. Your situation has more dimensions than any tool can capture.