New York Income Tax Guide — What You Actually Keep
Data: 2026-Q2 · BLS · HUD · KFFNew York tax overview
New York State has a top income tax rate of 10.9%. NYC adds an additional 3.876% city tax.
6.85% top marginal rate
Take-home pay by salary
Single filer, standard deduction. Illustrative — not exact. Source: IRS 2025, Tax Foundation 2025.
New York vs a no-tax state (Texas)
$50,000 salary $3,425/yr more in TX
$70,000 salary $4,795/yr more in TX
$100,000 salary $6,850/yr more in TX
$130,000 salary $8,905/yr more in TX
$180,000 salary $12,330/yr more in TX
FAQ
New York Income Tax — FAQ
What is the income tax rate in New York?
New York has a top marginal state income tax rate of 6.85%. New York State has a top income tax rate of 10.9%. NYC adds an additional 3.876% city tax. Source: Tax Foundation 2025.
What is take-home pay on $70,000 in New York?
On a $70,000 salary in New York, take-home pay after federal income tax, FICA, and state tax is approximately $4,403/month. Source: IRS 2025, Tax Foundation 2025.
How does New York compare to a no-tax state?
On a $70,000 salary, you'd keep about $4,795 more per year in a no-tax state like Texas. Source: Tax Foundation 2025.