St. Louis vs Washington, DC

Cost of living and salary reality, side by side. At $60-80k, $70,000 in St. Louis feels like approximately $148,866 in Washington, DC.

Data: 2026-Q2 · BLS · HUD · KFF

Your $60-80k in St. Louis feels like $148,866 in Washington, DC. Moving would increase your purchasing power by 113%.

Income
Housing

St. Louis

Washington, DC

Breathing Room
 
Housing Pressure
low
 
moderate
1BR Rent
$995/mo
 
$2,015/mo
State Tax
MO tax applies
 
DC tax applies
Take-Home /mo
$4,523
 
$4,307
Remote Work Fit
St. Louis represents one of the strongest value propositions among major metros — the lowest housing costs of the 35 metros, free museum access in Forest Park, and a revitalizing arts and restaurant scene.
 
DC's government-heavy economy is less fully remote than private-sector tech cities. Remote workers from other sectors often find the metro's wages and walkability attractive, though housing costs absorb a meaningful portion of income.
Walk Score
66
 
98
Spacious
$60-80k · St. Louis vs Washington, DC
Income Reality Check

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Curious what a raise — or a different path — would change?

THEN — $60-80k
NOW — $60-80k
~$4,523/mo take-home

At $60-80k in St. Louis, your picture shifts from spacious toward spacious.

No city is objectively better. St. Louis and Washington, DC each fit different priorities — the right one depends on what you're building toward.

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FAQ

St. Louis vs Washington, DC — FAQ

Is it cheaper to live in St. Louis or Washington, DC?

HUD FY2026 1BR Fair Market Rent is $995/mo in St. Louis and $2,015/mo in Washington, DC. St. Louis has lower median housing costs. Source: HUD FY2026 FMR.

How much do I need to earn in Washington, DC to match St. Louis?

At a $60-80k income, $70,000 in St. Louis feels like approximately $148,866 in Washington, DC — a gain of about 113% in purchasing power.

What is the state tax difference between St. Louis and Washington, DC?

St. Louis is in MO (MO levies income tax) and Washington, DC is in DC (DC levies income tax). Source: Tax Foundation 2025.

Which city has more breathing room?

Breathing room depends on your income and housing situation. Use the interactive comparison above to see how each city's picture changes across income bands.

Income Reality Check is an educational tool, not financial advice. Your situation has more dimensions than any tool can capture.