Cheapest Cities to Live in 2026

Data: 2026-Q2 · BLS · HUD · KFF

Our 37 tracked metros ranked by median 1BR rent (HUD FY2026 FMR). The most affordable cities offer the most breathing room at a typical $60-80k salary.

1. St. Louis

1BR $995/mo

2. Pittsburgh

1BR $1,077/mo

3. Detroit

1BR $1,122/mo

4. San Antonio

1BR $1,177/mo

5. Albuquerque

1BR $1,185/mo

6. Columbus

1BR $1,194/mo

7. Kansas City

1BR $1,197/mo

8. Indianapolis

1BR $1,267/mo

9. Houston

1BR $1,323/mo

10. Jacksonville

1BR $1,382/mo

Source: HUD FY2026 FMR.

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Income Reality Check is an educational tool, not financial advice. Your situation has more dimensions than any tool can capture.