Income Reality Check ☰ Home / Cost of Living / Housing Costs Across U.S. Cities — 2026 Reality Housing Costs Across U.S. Cities — 2026 Reality
Data: 2026-Q2 · BLS · HUD · KFF
1BR and 2BR fair market rents across all 37 tracked cities, sorted by 1BR rent. The "% of take-home" column shows how much a $60-80k salary's monthly take-home goes to a 1BR.
City 1BR 2BR % take-home Pressure St. Louis $995 $1,218 22% low Pittsburgh $1,077 $1,299 23% low Detroit $1,122 $1,411 25% low San Antonio $1,177 $1,426 25% low Albuquerque $1,185 $1,464 27% low Columbus $1,194 $1,430 26% low Kansas City $1,197 $1,358 26% low Indianapolis $1,267 $1,473 27% low Houston $1,323 $1,573 28% low Jacksonville $1,382 $1,658 29% low Minneapolis $1,405 $1,709 33% low Salt Lake City $1,456 $1,747 32% moderate Las Vegas $1,478 $1,735 31% low Baltimore $1,511 $1,857 34% moderate Philadelphia $1,520 $1,810 33% moderate Charlotte $1,538 $1,686 34% low Austin $1,562 $1,852 33% moderate Nashville $1,578 $1,730 33% low Chicago $1,581 $1,781 35% low Phoenix $1,583 $1,839 34% low Raleigh $1,596 $1,750 35% low Dallas $1,648 $1,931 34% low Atlanta $1,660 $1,820 37% low Portland $1,677 $1,922 40% moderate Tampa $1,696 $1,977 35% low Orlando $1,731 $1,972 36% low Denver $1,754 $2,089 39% moderate Sacramento $1,832 $2,255 43% moderate Miami $1,995 $2,436 42% high Washington, DC $2,015 $2,246 47% moderate Los Angeles $2,085 $2,601 49% high Seattle $2,146 $2,501 45% moderate San Diego $2,459 $3,001 58% high Boston $2,476 $2,941 58% high New York City $2,655 $2,910 60% high San Francisco $2,977 $3,604 70% high San Jose $2,982 $3,483 70% high
% take-home based on $70,000 salary. Source: HUD FY2026 FMR, IRS 2025.
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